Hamburger Sparkasse (savings bank, HASPA) has been the go-to bank for the residents of Hamburg since its foundation in 1827. HASPA comprises about 100 savings banks branches and about 350 ATMs. In order to help all of their clients with their requests and inquiries, 4.700 employees are available. It is also worth mentioning that Hamburger Sparkasse is the largest savings bank in Germany.

A test project at Anevis Solutions

HASPA started the collaboration with Anevis Solutions with a test project which came in the form of the creation of a single factsheet.
Beginning with a test project is particularly suitable if you want to get to know us and our services a little better.
Furthermore, you will get an overview of our wide range of products and possibly discover new and better solutions that fit your company spot on.
To receive more information on how a collaboration with Anevis Solution works, read our blog article Collaboration between Anevis Solutions and Universal – Investment.

During this test phase, which was very successful, Anevis Solutions already started creating 24 factsheets for HASPA, which were designed both as a portrait and a landscape format.

What’s particularly fascinating about these factsheets is the amount of various types of funds. They offer equity funds, pension funds and balanced funds. The factsheets contain different graphics and ratios to inform investors about the several types of funds and easily find the one best suited for them.

Specific metrics for equity funds

What’s special about the equity funds is the portfolio data, which contains the share quote in percent, the dividend yield, and the price-earnings-ratio (P/E Ratio). All of this data is important for the investors to assess an equity fund.

Dividend yields, for example, are used to compare the relative attractiveness of various dividend-paying stocks. Thus investors can effortlessly recognize which yield can be expected with the purchase.

Dividend yield (in percent) = annual dividend per shareprice per share  *  100

The P/E Ratio (Price/Earnings Ratio) is a fundamental index used in business evaluation. It is the company’s share (stock) price to the company’s earnings per share. The index displays investors how much they have to pay to receive one currency unit (e.g. one Euro) of the company’s profit. The lower the P/E Ratio, the better is the purchase for the investors. Important to mention is that the P/E Ratio depends on the industry because non-cyclical companies are traded on the stock exchange with lower valuations than steadily growing companies.

As the mixed funds contain bonds, their factsheets must additionally show other portfolio data.
For example the average coupon or the residual term: The average coupon indicates the annual interest from our bonds which we should expect.
The remaining term shows investors at what time they can retrieve their capital. At the end of the term investors will get their capital back and interest payments are stopped.

Different capital management groups

Moreover, the various funds are managed by different capital management groups. Meaning that Anevis Solutions receives their fund data from three individual data providers. This works without any problems, because Anevis implements a data interface to every necessary capital management group.

As you can see, Anevis Solutions is open minded in the creation of different factsheets or specific funds and is able to receive and process data from multiple capital management groups simultaneously.

If you would like to start creating individualized factsheets, feel free to contact us.


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